About

We are seasoned financial advisors passionate about assisting individuals, families, and businesses in navigating their financial path towards prosperity. Our mission is to empower clients to make informed financial decisions and achieve their financial aspirations. With us, you can rest assured that your financial future is in reliable hands.

What makes us different?

At Heartland Wealth & Insurance Services clients are at the heart of all that we do. We strive to treat our clients like family, and deeply serve the needs of each individual. We recognize the trust each client places with us when they choose us to partner with them in their financial journey. We pride ourselves in providing high quality service and solutions in an atmosphere that is approachable and comfortable to all. 


Christy Hawthorne, CFP®

Owner, Financial Advisor

I love serving my clients. I love helping them create achievable strategies to build and maintain wealth, protect their assets with appropriate insurance strategies, dig deep to look for additional tax efficiencies in their plan, and make sure they have a solid estate plan in place. What I really love is making all of the hard and confusing parts of money that many people are hesitant to discuss, ask questions about, or (my personal favorite) "I feel like I should know this," understandable. My goal for each meeting is for clients to leave feeling heard, cared for, and with a good understanding of their financial plan.


In addition to working hard to make sure clients always feel well cared for, I also work hard to be a continuous learner to ensure my clients receive the best possible advice. In 2021 I became a CERTIFIED FINANCIAL PLANNER™, which is considered to be the gold standard for both quality advice and fiduciary duty in the financial planning industry. 


When I am not serving clients, I enjoy spending time with my husband and sons, riding and showing horses, reading, quilting, leather-working, and looking for more ways to avoid cleaning house. 

Jillian Kosmala

Client Service Manager

I spent most of my youth exploring the Black Hills of South Dakota with my sisters and friends. Any still moments of my time were filled with knitting, drawing, and reading. These activities still fill my down time twenty years later.


When setting out into adulthood I chose to go to university in Cardiff, Wales to study Fine Art. I went knowing that, though an art degree may not be practical to most, the pursuit of creativity and critical thinking are sometimes more important to one’s success. 3 years and a BA of Fine Art (hons) later, I returned to the hills I love. In that moment of transition, I decided to live my life inspired by Colossians 3:23.


Over the next few years, I volunteered to lead youth at my church, bought a house in Rapid City, adopted a mutt named Artemis, met Cole Kosmala, got engaged to him, adopted another mutt named Apollo, and got married to Cole in the Fall of 2022. Cole and I spend our time with the dogs, talking about theology, leading youth at church, and playing board games.

Meet the Happiness Team

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Maggie


Simone


Artemis


Apollo



Independent

Working with an independent agency means you get a personal touch, and that doesn't just mean we know your pets names (which we would love to!). It means understanding what is important to you and helping you achieve the lifestyle you're working so hard to build.

Informed

The world of finance is complex and ever changing. We work hard to not only stay on top of legal changes and industry trends, but find ways to make complex topics understandable to our clients. Everyone deserves to feel confident in their plan and empowered moving forward.

Passionate

We want our clients to look forward to meeting with us as much as we look forward to meeting with them! We get to know every person we work with because we love what we do: helping people live fulfilling lives.